To get this card, you need a referral from an existing cardmember or a Stratus Rewards partner company before you'll even be considered for an exclusive invitation. Terms apply. Stratus Rewards Visa Card. And thebest credit cardsdo both but this list of the most elite credit cards goes beyond them all, offering perks like 24/7 concierge service, access to private jets, and even gold-plated cards. The Stratus Rewards Visa card is a highly exclusive credit card that is often dubbed the "White Card," in contrast to the American Express "Black Card." The card is available only by invitation through a current cardmember or Stratus Rewards partner company. width: 100%; (Terms apply, see rates & fees). LendEDU has partnered with CardRatings for our coverage of credit card products. You can also transfer your miles to several Capital One travel partners. The Stratus Rewards Visa breaks the norm of black cards and goes the other way: white. In comparison to the other black and gold cards on this list, the Stratus Rewards Visa stands out in plain white. Disclaimer: We try our best to keep the information on our site up to date and accurate. Most of these issuers want to know you can maintain your worth before rushing to welcome you to their exclusive club. This card is made of palladium, a silvery white chemical element that valued at $1,295 an ounce rivals gold in cost. Youll have access to a personal concierge who can fulfill any request you can dream of. If you can get one, youll enjoy a generous credit limit, luxury travel perks and bespoke concierge service. A simple 2% cashback card that could benefit from extra features. $1 $25,000. Heres whats known about these five invitation-only cards. And in many cases, membership is extended by invitation only. Terms apply. We may receive compensation from our partners for placement of their products or services. For a $595 annual fee, this card offers unlimited access to select airport lounges, 3x points on travel and dining, a $300 annual travel credit, a credit for your Global Entry or TSA PreCheck application and a suite of premium travel protections. Cardholders get a wide range of benefits for those fees, including automatic hotel room and flight upgrades and discounts on cruises and luxury car rentals. The wealthy in turn, get a status symbol in the form of a rare card. Like other invitation-only credit cards, the White Visa has a full-service concierge service. Please don't interpret the order in which products appear on our Site as any endorsement or recommendation from us. Get groceries, household essentials, and more, delivered in as soon as 1 hour. These are the top five credit cards of the world's super-rich people -- AMEX Centurion Card, Coutts World Silk Card, Stratus Rewards Visa Card, Dubai First Royal MasterCard, and JP Morgan Chase Reserve Card. The most elite credit cards are invitation-only and sent to a chosen few. What gets a Stratus Rewards Visa Card into your wallet is unknown. This information may be different than what you see on the websites of the companies we mention. Cardholders get a dedicated relationship manager with Dubai First. Still, if you want the style points that only an exclusive credit card can offer, it may be worth it. The following cards have premium benefits, and you can apply for them without an invite. Since receiving an invite is in many ways out of your hands, here are some things to keep in mind before applying for more accessible elite cards. The Citi Chairman American Express Card is only available to people who have a significant amount of money invested in a Citigroup brokerage account. At $1,500 a year, this card gives you access to personal concierge services, discounted charter flights, complimentary car services, luxury hotel upgrades, special events and exclusive gift bags. This site is compensated by third-party advertisers and is not endorsed or affiliated with the U.S. Department of Education. Your remaining options include a few stays at the Centurion Lounge (valued at $50 per stay), using your $100 credit at Saks Fifth Avenue, or using your $240 digital entertainment credit. For a credit card to be considered exclusive, it should not only be hard to come by, but it should also have some of the following perks: To receive an invite for an exclusive credit card, youll need to have a high net worth, have excellent credit, be a bank client in select cases, and have patience. The Chase Sapphire Reserve and The Platinum Card from American Express are both viable options as well. To be invited, you reportedly must have spent and paid off at least $250,000 across your Amex accounts in a single year. The best way to do this is to sign in to your card account page and find the section on card benefits. Most premium travel cards are either issued by American Express or Visa. 1. Unlike most exclusive cards, the Coutts Silk Card doesn't charge an annual fee. If so, the next card in our ultra-exclusive list the J.P. Morgan Chase Reserve Card may be right for you. To do this, youre going to want to look at the entirety of your cards features. background-color: #FFFFFF !important; In case you were wondering, the gold and the diamond are both real. Copyright, Trademark and Patent Information. Talk with a financial professional if you're not sure. The Stratus Rewards Visa Card is only available to high net worth individuals through invitation and is known as the White Card due to its color (with a nod to the contrast of American Express's "Black Card"). Stratus Rewards Visa Card 10. It is meant to be a really high end credit card unlike any in the market at that time. New cardholders can earn 60,000 bonus points after spending $4,000 on purchases in the first three months from account opening. Whatever he or she wants to swipe [the Dubai First Royale Mastercard] on, the transaction must go through. As expected, there isnt a preset spending limit. The Loyalty Magazine Awards 2020 watch the video. If youre interested in being considered for an invitation to the Centurion Card from American Express, you can submit your information online. This stainless steel card gets a 2% value for airfare redemptions and cash back redemptions. Known as the White Card, the Stratus Rewards Visa is often seen as the definitive card for jet-setters. To be considered, you must already be a client of Coutts, and the bank has strict entry requirements. 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Read The Warren Buffett Way by Robert . Check Out: 10 Credit Cards To Consider for Travel Rewards. It's not that these ultra-exclusive cards are "better" per se, they just provide a different set of perks that are more catered to a specific clientele. {"menuItems":[{"label":"The top 10 most exclusive credit cards","anchorName":"#the-top-10-most-exclusive-credit-cards"},{"label":"How much do these exclusive cards cost? It's rumored that you need to be ready to deposit at least 1 million pounds to open an account. J.P. Morgan Reserve cardmembers earn 5x total points on flights and 10x total points on hotels and car rentals purchased through Chase Ultimate Rewards. Theres only one way to make a luxury card pay off: use enough of the cards perks to overcome the cards large annual fee. Do you have $10 million or more to invest with J.P. Morgan? Many of these exclusive credit cards have unique designs. And you can breathe easy when making extravagant purchases, as theyre covered for 120 days against theft or damage for up to $10,000 per claim. We're firm believers in the Golden Rule, which is why editorial opinions are ours alone and have not been previously reviewed, approved, or endorsed by included advertisers. A month ago I sent an email to an email address listed on their website and it was returned as undeliverable. Stratus Rewards is a division of Stratus Media Group, and is a by-invitation-only lifestyle club and credit card rewards system created to support and enhance the affluent lifestyle. Stratus Rewards packages the benefits of lifestyle clubs into one programme as well as providing exclusive redemptions to its cardholders in the form of VIP event access, luxury trips, private jet travel, luxury automobiles, high-end merchandise and other rewards for specified levels of use. An enticing and easy-to-use 5% cashback card. Your email address will not be published. These commissions are how we maintain our free service for consumers. Like any good ultra-exclusive credit card, the Stratus Rewards Visa White Card provides a personal concierge service to assist with whatever clients may need. Many people consider premium travel rewards cards to be the most luxurious and hardest to get credit cards. american express 1 . There are likely many other benefits youll find out about once you become a cardmember if youre ever invited. We may receive payment from our affiliates for featured placement of their products or services. If you have this card, we would love to hear from you and would appreciate any comments. However, some cards are exclusive and more accessible than youd think. Doing that involves mastering financial principles like saving, investing and using credit responsibly. As usual, consider your credit score and apply only for cards you have a good chance of being approved for. Invitation-only credit cards often have enormous annual fees, high credit limits, and perks that can be cashed in for luxury and concierge services.. That's $900 toward travel when you redeem through Chase Ultimate Rewards. The only other way to get in is by accompanying a cardholder. Citi Ultima 15. Stratus Rewards, LLC | 99 followers on LinkedIn. Here are five invitation-only credit cards and how to get invited information some consider to be secrets of the rich. Stratus Rewards Visa. There are probably more, but you will never know unless you are a member. She joins Stratus Rewards from Quintessentially, an affluent lifestyle and concierge company where she was responsible for all aspects of strategic development and expansion of the their business throughout North, Central and South America. It dispenses with. Lyle is a writer specializing in credit cards, travel rewards programs, and banking. Back then, the Amex Centurion Card had no private jet rewards. Top concierge companies ensure the world is at your fingertips, offering exclusive hotel bookings, visa services, private plane arrangements, translation services, butler services and more. Exclusive credit cards that are invite-only, Best Credit Cards: Broken Down by Category. For the University of Parma Loyalty Observatory in Italy. Select Access your rewards. As of March 2019, American Express eliminated Centurion Lounge access for members arriving at their destination a policy that doesnt apply to Black Card members. But dont count on getting an invitation even if youre a multimillionaire. Caesars Rewards Visa Credit Card - Apply for Your Caesars Rewards Visa Credit Card today You must be a member of the Caesars Rewards Program* to apply for a Caesars Rewards Visa Credit Card. Of course, a high net worth is a prerequisite for these 10 exclusive cards. td { A card with far too many fees to properly serve its purpose. Check out invite requirements, rumored rewards, and more. 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